Financial Planning in Ontario
Shape your financial future with strategic and personalized financial planning that aligns with your life’s ambitions, from retirement planning to wealth accumulation, ensuring a comprehensive approach.
Our Strategic Financial Planning Approach
Our thoughtful, strategic financial planning approach to meeting your family’s lifestyle goals and addressing your current financial situation helps you stay on track to work towards your goals through retirement and beyond.
Our investment process begins with a conversation about your retirement, lifestyle and legacy goals. After we gather this information and analyze your current situation, we can develop forecasts to understand potential outcomes. From there, we create strategies to reduce risk exposure, grow your wealth and ensure that your retirement and your family’s financial future is secure. We analyze and update your plan regularly to aim to keep your portfolio aligned with its investment objectives with the help of a certified financial planner.
Specifically, our investment advisors will:
- Analyze the sustainability of your wealth through retirement and beyond
- Assess your net worth and cash flow needs, now and in the future
- Understand the projected value of your estate
- In the case of business owners, be aware of their corporate structures and succession goals
- Explore strategies for transferring wealth efficiently according to your wishes
- Appreciate your risk exposure and identify mitigation strategies to protect you and your family
- Identify strategies to minimize taxes
- Identify opportunities to optimize your investment strategy
WHY MOMENTUM FINANCIAL?
Our Philosophy at Momentum Financial
We believe in investing for the long term and building portfolios tailored to the long-term wealth goals of each of our clients. Our research-focused approach to wealth management and financial planning takes into account both the controllable and uncontrollable events that are likely to occur in life. The result is a well-diversified, bespoke portfolio of time-tested strategies that are closely aligned with your current and future cash flow projections as well as your growth needs.
As independent certified financial planners , we have a fiduciary responsibility to explore all investment options on your behalf, including those typically only accessible to financial institutions and the ultra-high-net worth families. As investors, we personally invest our assets in portfolios similar to those of many of our clients, ensuring our financial planning aligns with your best interests.
Insights & Education in Financial Planning
April 7, 2025
With U.S. President Trump’s proclaimed “Liberation Day”, many Canadians may be breathing a sigh of relief with the realization that we largely avoided tariffs on much of our exports to the US. With Canada and Mexico mostly spared, the implications in North America and abroad are still filtering through markets, with expected continued volatility in trade relations and markets in the months ahead. At Momentum Wealth of Aligned Capital Partners, we often talk...
March 4, 2025
For high-net-worth individuals and families, the preservation and transfer of wealth is of paramount importance. Professional assistance with wealth management and financial planning is essential for ensuring that wealth can be kept safe and passed on to the next generation according to your wishes. Comprehensive financial planning, incorporating cash flow management, tax strategies, giving strategies and succession planning, is something that all high-net-worth families should include in their wealth preservation efforts. Here is...
What Our Clients Have To Say
Peter and Rosanna provide incredible service for all of my financial needs. They are professional, attentive and always pleasure to do business with.
I highly recommend!— Colleen Haykin
Peter and his team are great to deal with. The level of professionalism and knowledge that they share between them shows how a company is valued and they operate. From investment advice to life insurance, I would highly recommend Momentum Financial for all your financial needs.
— Chris Cambouris
