Financial Planning in Ontario
Shape your financial future with strategic and personalized financial planning that aligns with your life’s ambitions, from retirement planning to wealth accumulation, ensuring a comprehensive approach.
Our Strategic Financial Planning Approach
Our thoughtful, strategic financial planning approach to meeting your family’s lifestyle goals and addressing your current financial situation helps you stay on track to work towards your goals through retirement and beyond.
Our investment process begins with a conversation about your retirement, lifestyle and legacy goals. After we gather this information and analyze your current situation, we can develop forecasts to understand potential outcomes. From there, we create strategies to reduce risk exposure, grow your wealth and ensure that your retirement and your family’s financial future is secure. We analyze and update your plan regularly to aim to keep your portfolio aligned with its investment objectives with the help of a certified financial planner.
Specifically, our investment advisors will:
- Analyze the sustainability of your wealth through retirement and beyond
- Assess your net worth and cash flow needs, now and in the future
- Understand the projected value of your estate
- In the case of business owners, be aware of their corporate structures and succession goals
- Explore strategies for transferring wealth efficiently according to your wishes
- Appreciate your risk exposure and identify mitigation strategies to protect you and your family
- Identify strategies to minimize taxes
- Identify opportunities to optimize your investment strategy
WHY MOMENTUM FINANCIAL?
Our Philosophy at Momentum Financial
We believe in investing for the long term and building portfolios tailored to the long-term wealth goals of each of our clients. Our research-focused approach to wealth management and financial planning takes into account both the controllable and uncontrollable events that are likely to occur in life. The result is a well-diversified, bespoke portfolio of time-tested strategies that are closely aligned with your current and future cash flow projections as well as your growth needs.
As independent certified financial planners , we have a fiduciary responsibility to explore all investment options on your behalf, including those typically only accessible to financial institutions and the ultra-high-net worth families. As investors, we personally invest our assets in portfolios similar to those of many of our clients, ensuring our financial planning aligns with your best interests.
Insights & Education in Financial Planning
December 23, 2024
How important are investment strategies for successful wealth management? Extremely, say the experts. Did you know? Between 1960 and 2023, Canada’s inflation rate for consumer prices fluctuated between 0.2% and 12.5%, with an average annual rate of 3.8%. By the start of 2024, prices had increased by 924.62%, meaning that an item costing $100 in 1960 now costs $1,024.62. As of September 2024, the year-over-year inflation rate stood at 1.64%, with specific increases...
December 3, 2024
Co-authored by Peter Sproule, CFP, CLU, CHS & Ahmed El-Halaby, Philanthropy Officer While the word ‘philanthropy’ may make you think of $100 million pledges to hospitals and universities befitting the benefactor’s name on the side of a building, philanthropy comes in all shapes and sizes. At Momentum Financial Services Inc., we often discuss the benefits of charitable giving with clients, not only from a philanthropic perspective but also for the financial advantages...
November 22, 2024
Written by Peter Sproule, CFP, CLU, CHS With the US General Election now behind us with what has turned into a sweep for the Republican Party and the President-Elect, Donald Trump, there is a lot of anticipation for the start of the next term on January 20, 2025. For investors, this period can be confusing, as talking heads guess at what policies and changes may or may not happen, and when. As...
What Our Clients Have To Say
Peter and Rosanna provide incredible service for all of my financial needs. They are professional, attentive and always pleasure to do business with.
I highly recommend!— Colleen Haykin
Peter and his team are great to deal with. The level of professionalism and knowledge that they share between them shows how a company is valued and they operate. From investment advice to life insurance, I would highly recommend Momentum Financial for all your financial needs.
— Chris Cambouris
